Privacy Policy

We respects the privacy and confidentiality of its investors/customers and is committed to protecting personal and financial information received or accessed in the course of providing mutual fund distribution and related services.

1. Information We May Collect

We may collect, receive or access information necessary for providing services to investors, including:

• Name, address, date of birth and contact details;
• PAN, KYC and other identification details;
• Bank account and payment-related information;
• Mutual fund folio, investment, transaction and portfolio information;
• Risk profile, investment objectives and other information provided for assessing suitability; and
• Information received from or made available through AMCs, Registrar & Transfer Agents (RTAs), transaction platforms and other authorised service providers.

2. Purpose of Using Information

Investor information may be used for:

• Customer identification, KYC and regulatory compliance;
• Processing and facilitating mutual fund transactions and service requests;
• Maintaining investment and transaction records;
• Portfolio reporting and ongoing investor servicing;
• Risk profiling and suitability assessment, wherever applicable;
• Communicating scheme, transaction, service and regulatory information; and
• Meeting applicable legal, regulatory, audit and compliance requirements.

3. Sharing of Information

Investor information is not sold or disclosed to unrelated third parties for commercial purposes.

Information may, however, be shared or transmitted, where necessary, with AMCs, RTAs, KYC Registration Agencies, transaction/service platforms, banks, payment systems and other authorised intermediaries/service providers for processing transactions, providing services or complying with applicable requirements permitted by AMFI/SEBI.

Information may also be disclosed where required under applicable law or pursuant to a lawful requirement of a regulatory, governmental or judicial authority.

4. Online Data and Service Providers

Certain investor, portfolio and transaction-related information may be maintained or accessed through third-party technology and mutual fund service platforms used by the firm.

The underlying mutual fund transaction and folio records are also maintained by the respective AMCs and their RTAs, including CAMS and KFin Technologies, as applicable.

Saroj Securities restricts access to such information at its level to authorised persons and takes reasonable precautions to maintain its confidentiality.

5. Data Security

Reasonable administrative, operational and technological safeguards are followed to protect investor information against unauthorised access, disclosure, alteration, loss or misuse.

Access to systems and investor information is restricted to authorised persons through appropriate access controls. Where information is maintained by an external technology or service provider, the hosting, infrastructure and technology-level security controls are primarily managed by the respective service provider.

6. Data Retention

Investor information and records may be retained for such period as is necessary for providing services or required under applicable legal, regulatory, contractual or record-retention requirements.

7. Website Information and Cookies

The Saroj Securities website may collect limited technical information, such as browser or device information and cookies, where required for the proper functioning, security or improvement of the website.

The website may contain links to websites of AMCs, RTAs, regulators or other third parties. Saroj Securities is not responsible for the privacy practices or content of external websites, and investors are encouraged to review their respective privacy policies.

8. Investor Responsibility

Investors are advised not to disclose their passwords, OTPs or other confidential authentication credentials to any unauthorised person and to keep their contact and other relevant information updated.

9. Investor Rights and Queries

Investors may contact Saroj Securities for any query or concern regarding their personal information, including requests for correction or updating of information, subject to applicable legal, regulatory and operational requirements.

10. Changes to this Privacy Policy

This Privacy Policy may be reviewed and updated from time to time to reflect changes in applicable laws, regulations, technology or business practices. The latest version shall be made available on the website.